Personalizing your PATH to retirement
Like many other aspects of life, we understand that you have unique goals and circumstances.
The Discover Your PATH tool is designed to measure your need to take investment risk, based on your projected savings at retirement.
Let’s Discover Your PATH to retirement!
flexPATH Target Date Funds
How Target Date Funds Work
Target date funds are professionally managed, diversified investment
Each portfolio consists of a mix of investments appropriate to its target date so investing in a single portfolio can provide a robust diversification and asset allocation.
flexPATH is a target date fund solution offering professional management, diversification, and a simple way to invest for retirement.
In addition, several key features distinguish flexPATH from a typical TDF, including flexibility for your own personal risk tolerance, open-architecture manager selection, and low-cost management.
Our Target Date Funds
Discover Your PATH to Retirement
The Discover Your PATH tool is designed to measure your need to take investment risk, based on your projected savings at retirement. Risk tolerance is a combination of both desire and need to take investment risk. Many investors have an intuitive understanding of their desire to take investment risk, but may need a helping hand to better understand their need to take investment risk. Generally, investors who are on track for retirement can afford to de-risk and invest more conservatively to emphasize stability of their hard earned assets. On the other hand, investors who are behind saving for retirement may need to invest more aggressively to emphasize growth, and/or begin saving more in order to make up for a shortfall of current savings.
The glidepath needs of all plan participants are addressed with the availability of a conservative, moderate and aggressive glidepath.
After selecting the closest year (2025, 2035, 2045, 2055 or 2065) in which you expect to retire, consider both your comfort with risk as well as the amount of risk needed to accomplish your retirement goals when selecting the most appropriate retirement PATH.